Just some reading here and there indicates that some banks are taking a hard look at client credit worthiness.  Credit card limits to customers with low credit scores are being reduced. Large and small business with balance sheets that are not what the bank would like to see are being refused new loans, even though these same banks have brokered some very large syndicated loans in the past. Today some banks are with drawing from larger syndicated loans. Small business is finding it harder to find new money to continue operations and some are asking that the loans would be for longer periods of time.

Bottom line is the major banks and some smaller banks are looking at regulatory restrictions or putting aside larger amounts for loans that default

Just one more reason why the world will have a hard time resuming business, once the lock downs end. Money or debt is what our economy has become used to having or using for personal and business operations. If the credit tap from banks gets reduced, the banks obviously see larger amounts of defaults which isn't going to help any kind of recovery

Those who think if we would just open for business our troubles would be over

That is so far from the truth of what will happen, words can't desribe the real situation

Some what better but not nearly enough to avoid severe hardship