Checked the price at CIBC Canadian

It would cost  me 38.95 CAD to buy a 2020 1 oz silver maple coin
I bought some 1 oz silver coins maybe two months ago

Premium was high then

I bought silver mostly because of the silver/gold ratio

All my previous purchases have been  gold and silver bars

I decided I wanted some smaller units even though coins cost a bit more

I am not a collector, just like to have some physical

"I bought some 1 oz silver coins maybe two months ago"

Good timing, congrats.